A new home brings with it new hopes, joys and emotions. At HDFC, we have shared new hopes, joys and emotions with over 32 Lakh customers. Every customer has a specific and unique concern. Having earned an experience of 30 years in home loans, Our home loan product is customised to provide you solutions for your unique concern.
FOR COMPLETE DETAIL PLEASE PROCEED HDFC BANK HOME LOAN DEPARTMENT >>

1. Ask your lender for a calculation of your EMI schedule – will you still be able to afford your EMI when the rate resets

2. Understand all the terms and conditions, particularly around exit and prepayment penalties – is your flexibility to shift your lender going to be restricted

3. Get a commitment on when your file will be processed by and ask for an upfront list of all the documentation the lender needs so that they do not delay the disbursement

4. Compare and review different lenders, ask your friends about their experience with different lenders – have any of them in the past taken a cheap loan and repented it

5. Bargain with the lender to reduce any charges or terms that might be unacceptable to you